Water is the life source that we need and yet at the same time, water can cause so much damage. The weather during the hurricane months in Miami can leave houses and other properties with extensive water damage from heavy rains, strong winds, and floodwater. When this happens you are going to need to be prepared in advance with the best homeowner property damage attorneys in Miami.
The water damage caused by hurricanes can take a while to clean up, and during the aftermath of a hurricane and storms during hurricane season, life can be frustrating, confusing, and stressful to say the least. Homeowners are typically frantically making sure family, friends and neighbors are all safe while at the same time worrying about the immediate damage to their property and belongings, and in some dreadful cases, even personal injuries.
How an Attorney Can Help
This kind of water damage may lead you to file a claim with your homeowner’s insurance company to get remuneration for the repairs or replacements that are necessary. However, hurricanes are not the sole cause of property damage or water damage in Miami. Typically an attorney from the Miami team at Englander Peebles can also be hired to help with homeowner insurance claims that stem from other events such as fires, smoke, bust pipes, and water damage related issues like mold, pests, roof and tile damage and even termites.
The team of seasoned personal injury attorneys at the Englander Peebles also specializes in working with insurance companies negotiating water damage and hurricane claims. Negotiating a claim for an accident in Miami isn’t much different from negotiating the water damage claim for your property caused by a hurricane. In both cases, the biggest issue is that your insurance provider may not be willing to pay out the full amount for damages even though you’ve always paid your premiums on time and in full.
If your Miami home and property have been damaged because of water damage, hurricanes, or even a natural disaster, criminal activity, or any other event, you should be prepared with an attorney who you can call immediately. You may be entitled to receive compensation from your insurance company for the damage your home sustains and other things, but time is of the essence.
Plan Ahead
After experiencing a traumatic event like a hurricane or flood and dealing with water damage of any kind, the last thing you need is to be overwhelmed with hurricane claims people or insurance companies. As a homeowner, you might even feel like they have the upper hand when it comes to replacing or repairing your water-damaged property. But it’s important to understand that you have many options if you aren’t satisfied with how you are being taken care of, or what your insurer offers to settle a claim. One of those options is getting assistance from the experienced team of water damage special attorneys at Englander Peebles.
If you are a new homeowner or even an existing homeowner, who is taking an in-depth look at your finances and assets, determining the pros and cons of your homeowner’s insurance policy to prepare for hurricane season, you’ve probably noticed that it’s a little less than straightforward. Homeowners’ insurance policies are lengthy and complex agreements filled with all kinds of legal jargon that can be completely foreign to the average person. People can be taken advantage of if they don’t have a full understanding of the terms outlined in their declarations or exclusions sections.
One of the most critical components of your homeowner’s insurance is the amount of coverage provided in the unfortunate event that your home is damaged or destroyed. When it comes to dealing with hurricanes or flood appraisal and loss or damage you should know that almost all first-party property insurance policies contain some kind of an “appraisal” clause in which each party, insured, and the insurer can appoint a “disinterested” or “impartial” appraiser. As you water damage attorney we can act as an umpire of sorts, to resolve issues of the amount of loss. The approach of the hurricane season in Miami emphasizes the importance of planning ahead and of understanding how appraisal clauses are applied in property insurance disputes. The team at Englander Peebles is here to help explain every detail and help you to plan ahead for hurricane season.
In recent years, disputes between property owners and their insurance carriers in many states including Florida tend to need to be resolved through litigation or mediation. If you need help handling a water damage issue reach out and call Englander Peebles for a free consultation today. Our hurricane claims attorneys are the best team of skilled attorneys in Miami with years of experience adjusting water damage and hurricane insurance claims in South Florida. Our negotiating skills are second to none when it comes to getting our clients fair compensation for the damage to their home or property. You won’t have to accept a denied or underpaid water damage claim with Englander Peebles. Englander Peebles fights for homeowners in Miami, Fort Lauderdale, Plantation, and all the surrounding areas of South Florida.