Motorcycles are exhilarating to ride, offering freedom, agility, and excitement on the open road. They are also one of the most dangerous vehicles one can use, with motorcyclists 24 times more likely to die in an accident than other motor vehicle operators. Understanding the risks is crucial for motorcyclists, and knowing how to protect oneself legally after an accident is also important. At Englander Peebles, we are committed to representing victims of motorcycle accidents, offering experienced legal strategies and guidance to ensure fair compensation.
Common Causes of Motorcycle Accidents and How To Avoid Them
Motorcycle accidents can occur for various reasons, and knowing the causes of these accidents may make them easier to avoid.
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- Distracted Driving: Many accidents occur when drivers fail to notice motorcycles due to distractions like texting or talking on the phone. To avoid such accidents, riders should practice defensive driving, maintain a safe distance from other vehicles, and avoid riding in blind spots.
- Left-Turn Collisions: A frequent cause of motorcycle accidents occurs when cars make left-hand turns and fail to see an oncoming motorcycle. Riders can reduce risk by anticipating the actions of other drivers, using their headlights even during the day, and being extra cautious at intersections.
- Speeding and Reckless Driving: Excessive speed reduces a rider’s ability to react to obstacles or changes in traffic. Avoiding high speeds and practicing safe, responsible riding can significantly lower the chances of an accident.
- Poor Road Conditions: Gravel, potholes, and wet surfaces can cause motorcycles to lose traction. Riders should avoid unfamiliar or hazardous routes and use caution when navigating bad weather conditions.
While motorcycle riders can take steps to avoid accidents, they cannot control the behavior of others on the road.
Helmet Laws: Rider Safety and Accident Claims
Helmet laws vary from state to state, and while Florida doesn’t require motorcyclists over the age of 21 to wear helmets, the laws stipulate that at least $10,000 of insurance coverage is necessary if a rider forgoes a helmet. Eye protection is always a must.
From a legal perspective, not wearing a helmet can affect your accident claim. If you suffer a head injury in a crash and were not wearing a helmet, that could reduce the compensation you can recover. At Englander Peebles, we understand the nuances of helmet laws and how they can impact your claim.
Steps to Take Immediately After an Accident
If you are involved in a motorcycle accident, immediate steps should be taken to protect your health and legal rights.
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- Seek Medical Attention: Your health is the top priority. Even if you feel fine, it’s essential to seek medical attention to identify any injuries that may not be immediately apparent.
- Document the Scene: Take photos of the accident scene, your motorcycle, any other vehicles involved, and your injuries.
- Exchange Information: Collect contact and insurance details from the other parties involved, as well as any witnesses to the accident.
- Contact Law Enforcement: A police report will serve as an official record of the accident and can be vital for your claim.
- Contact an Attorney: Timely legal intervention is essential to protect your rights. Englander Peebles can help ensure that evidence is preserved, insurance companies are dealt with appropriately, and your case is prepared for success.
Understanding Insurance Coverage Specific to Motorcycles
Motorcycle insurance coverage differs from regular auto insurance. In Florida, a motorcycle rider is not required to carry PIP (personal injury protection) but having complete coverage is vital to ensure you’re covered in case of an accident. Collision coverage, bodily injury liability, and uninsured motorist coverage are some of the types of coverage that may significantly benefit a motorcycle rider.
The Legal Process of Filing a Claim
Filing a motorcycle accident claim involves several steps from gathering evidence, calculating damages, negotiating with insurance companies, and potentially taking the case to court. At Englander Peebles, we take a comprehensive approach to ensure that every aspect of your case is handled professionally and thoroughly.
How Englander Peebles Can Assist in Recovering Compensation
At Englander Peebles, we are dedicated to helping motorcycle accident victims recover compensation for their medical expenses, lost wages, and pain and suffering. We understand the emotional and physical toll that motorcycle accidents can take, and our client-focused approach ensures you receive personalized legal guidance every step of the way.
While riding a motorcycle may be thrilling, it comes with risks that far outweigh those of driving cars. If you or a loved one has been involved in a motorcycle accident, Englander Peebles will help you navigate the complex legal landscape, ensure that evidence is preserved, and fight for the compensation you deserve.